Damn it if Dividends…

Damn it if Dividends don’t feel good!

I just had to get that off my chest. Before you yell at me for being in my 20’s and caring about dividends, let me just say, oh what’s that? The stock price reflects the dividends by dropping? I should trust the company to reinvest the money? Higher taxes? Growth or go home? Well…

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Income and Expenses – October 2016

Tracking your expenses isn’t a new idea, but it is a great one. I think the best way to keep myself accountable is to write everything down for all to see. I recommend everyone actually write out your outcomes from each month as it seems to have more impact than just looking at your Mint budget. Let’s call this my “Weight Watchers for Money”.

My goal is to be to keep my savings rate at or above 70%. Let’s see how I did this month. I’m so close to crossing the $150k mark!

November Income/Expenses:

 Income
Paycheck $5,080
401k $1,500
HSA $238
 Misc Income $109
 Total Income $6,927

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Income and Expenses – August 2016

Tracking your expenses isn’t a new idea, but it really is a great one. I think the best way to keep myself accountable is to write everything down for all to see. I recommend everyone actually write out your outcomes from each month. It seems to have more impact than just looking at your Mint budget. Let’s call this my “Weight Watchers for Money”.

My goal from now on will be to keep my savings rate at or above 70%. Let’s see how I did this month.

Below I’ve recorded in charts and graphs some data points I thought might be good to keep track of.

 Income
Paycheck $4,780
401k $1,500
HSA $238
 Misc Income $0
 Total Income $7,183

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4 Reasons Millennials Say They Don’t Care About Money

Millennials don’t care about money.

That’s what I’ve been hearing over and over again. This is either a misunderstanding of millennials or millennials misunderstanding reality. If millennials do care about money then why has this idea become so pervasive with “generational experts” and blogs everywhere? Are they lying, or are millennials?

Here are 4 reasons millennials say they don’t care about money.

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The First Step to Financial Independence – Earn More or Spend Less?

Everyone is looking for a secret way to become financially independent. The reality is that there are two ways to move towards financial independence faster, earn more or spend less. Also winning the lottery, counting cards, or helping out that Nigerian prince who has been hitting you up for a great investment.

Of course we all want to accomplish both, but the path to accomplishing these is much different, and one is much easier than the other.
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Income and Expenses – April 2016

Tracking your expenses isn’t a new idea, but it really is a great one. I myself decided to keep track of mine after reading Dividend Mantra for a time. I think the best way to keep myself accountable is to write everything down for all to see. I recommend everyone actually write out your outcomes from each month. It seems to have more impact than just looking at your Mint budget. Let’s call this my “Weight Watchers for Money”.

Below I’ve recorded in charts and graphs some data points I thought might be good to keep track of.

 

 Income
Paycheck $4,745
401k $1,500
HSA $238*
 Misc Income $700*
 Total Income $7,183

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